Types of Special Loan

Loanable Amount

Interest Rate(%) per annum

Terms of Payment

Assurance (show money) Loan thru PNB Certification

14%(0.14) and 1%(0.01) service charge

3 months maximum

Back-to-Back

90% of time/savings deposit

6%(0.06)

3 years maximum

Cash Gaan

PhP 3,000

1.5% per month

2 months maximum

Calamity and Disaster Loan

Shall not exceed what is appropriated by the Board.

6%(0.06)

3 years maximum

Coop Mart Loan

Maximum of PhP 5,000 per month

Remark: Subject to a monthly penalty of 1%(0.01) in case of unpaid balance after two (2) months.

2 months maximum

Hospital Admission Loan

Maximum of PhP 30,000

8%(0.08)

3 years maximum

Purchase Order (PO)Loan

Maximum of PhP 5,000

14%(0.14)

2 months maximum

Special Occasion Loan

PhP 20,000 per year

14%(0.14)

1 year maximum

Death of a direct beneficiary and immediate family member.

PhP 20,000

6%(0.06)

3 years maximum

Death of anyone not included in the above category

PhP 20,000

14%(0.14)

3 years maximum

Loans Secured by other cash flow (not retirement)

Amount is on a case-to-case basis to be decided by the Board.

14%(0.14)

5 years maximum

Loans Secured on retirement cash flow

Maximum of 30% of the computed Net retirement benefit as security.

14%(0.14)

5 years maximum