Types of Regular Loan

Purpose

Interest Rate(%) per annum

Terms of Payment

Medical/Health Care

For hospitalization, purchase of medicine, payment of health care insurance premiums, and other medical, dental & optical related expenses.

8%(0.08)

3 years maximum

Housing

Construction, renovation or repair, and other housing related expenses.

12%(0.12)

5 years maximum

Lot acquisition (REM)

Purchase of lot.

10%(0.10)

5 years maximum

Educational

School related and professional advancement.

12%(0.12)

1 year maximum

Commodity

Purchase of goods for household consumption and for payment of utilities and services.

14%(0.14)

1 year maximum

Business

Extended to members who are into business engagements which include commercial, service and purchase of vehicle for business purposes.

10%(0.10)

5 years maximum

Appliance

Purchase of home appliances, furniture and fixtures.

14%(0.14)

3 years maximum

Agricultural

Purchase and/or redemption of agricultural lots and agri-business such as farms inputs, livestock and poultry raising, aqua-culture and horti-culture.

10%(0.10)

5 years maximum

Pre-need Plans

Purchase of life and non-life insurance, memorial plans, memorial lots and funeral related expenses including cost of cremation and purchase of urn and columbary.

10%(0.10)

1 year maximum

Vehicle(purchase of personal service vehicles)

Pre-owned

Brand New

14%(0.14)

8%(0.08)

5 years maximum

5 years maximum

Travel/Vacation

For domestic and international travel.

14%(0.14)

3 years maximum

Redemption

Payment of loans with other financial institutions.

14%(0.14)

3 years maximum